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Mesothelioma Compensation and PIP Compensation for mesothelioma may help patients, their families and others pay for medical expenses and other expenses. Compensation can offer financial security in the event that a person dies. A good mesothelioma attorney has a large database of asbestos-producing companies. They can identify the responsible companies based on evidence such as the history of work, diagnosis and exposure sites. Compensation may come from trust funds, lawsuits, or settlements. Diffuse Mesothelioma Payment Scheme (DMPS) DMPS is a compensation program for diffuse mesothelioma patients. It is designed to pay those who were exposed to asbestos at work in a negligent manner, or in violation of their statutory obligations, and who are not able to make a claim against their employer or their Employers' Liability insurance. Those diagnosed with the asbestos-related condition are able to apply for a lump sum according to their age at the time they were diagnosed. Learn Additional Here was launched on July 25, 2012 and was administered by Gallagher Bassett, but as of 1 April 2018 the scheme will be managed by TopMark Claims Management Ltd. The DMPS scheme will pay any person who is receiving Industrial Injuries Disablement Benefit, or who is the dependent of someone who has passed away as a result of an asbestos-related disease and is not eligible for a mesothelioma compensatory payout under the Pneumoconiosis Act or the 2008 Diffuse Mesothelioma Compensation Scheme. If you are the dependent of a deceased mesothelioma patient, you must submit your application within 12 months after their death. There are a few exceptions to the eligibility criteria for DMPS. There are also a number of exceptions to the eligibility requirements for DMPS. These include those who were exposed to asbestos in a second way, for example, when wives washed their husbands' clothing at work, or through environmental exposure. They are eligible for compensation under the DMPS scheme however, they must first consult a mesothelioma lawyer in order to determine if they are eligible to pursue a civil case against their former employers or insurers. It should be noted that DMPS will deduct any other state benefits you are receiving from your compensation. DMPS money will be added to your civil case's compensation. This is because a mesothelioma lawyer can assist you in getting the maximum amount of compensation in your particular case. The DMPS website suggests that you can apply for a DMPS payment on your own, however it is recommended to do this with the help of a specialist mesothelioma solicitor. Industrial Injuries Disablement Benefit (IIDB) This is a weekly benefit for those who have been disabled by an accident or illness at work (but not through self-employment). IIDB is a no fault scheme, meaning that those who claim do not need to prove negligence through the court system. Instead the Department for Work and Pensions will assess claims to determine if they are eligible. Depending on the severity of your disability, you could be compensated for life or for a fixed time. A doctor will determine the amount of disability and will only consider the degree that it is due to an injury or illness at work. A pre-existing condition will not be taken into account however, a doctor may reassess your situation if it becomes worse. The IIDB is not a means-tested benefit and is tax-free. It can be paid in addition to other incapacity benefits, such as Attendance Allowance and Exceptionally Serious Disablement Allowance. It is also a way to supplement a lump-sum payment that is paid in compensation for an illness or injury that occurred at work, such as mesothelioma. If you've been diagnosed with mesothelioma, pleural plaques or other asbestos-related disease, it's worth calling the Welfare Rights team at your local Citizens Advice bureau to see whether you are eligible for benefits. It is important to seek specialist welfare rights advice if you are considering submitting a claim as many people find the process complex. The AdviceLocal postcode finder can assist you find a local welfare rights adviser. Claimants and their agents need be aware of scammers who try to fool people into providing personal details via text messages or email. The government will never ask for your personal information via text message or email. Diffuse Mesothelioma Lump Sum Payment (DMLP) The Diffuse Mesothelioma Payment Scheme (DMPS) is a compensation scheme created to pay lump sums to people with diffuse mesothelioma. The scheme was launched in 2014 to replace an earlier scheme that was put up in 2008 The DMPS is funded by a levy that is paid annually by insurers for employers' liability insurance. The system is demand-driven, and the levy is adjusted annually to reflect any changes in the number of applicants. The tax collected by Tracing Services Ltd is distributed to successful claimants. Diffuse mesothelioma is one type of asbestos-related cancer that affects the lungs. It is a debilitating disease with a low chance of recovery. The DMPS scheme is designed to help those diagnosed with this asbestos-related cancer as quickly as is possible. It also assists family members of someone who has passed away from mesothelioma and provides financial support to their family members. Under the DMPS individuals who have been exposed to asbestos in the workplace will receive an unspecified amount. It can be used to cover living costs and help with the costs of treatments like chemotherapy and surgery. The amount of the DMPS lump sum is contingent on the person's age at the time they are diagnosed with mesothelioma. The amount varies from PS94,750 for those aged 37 and under to PS14,722 for individuals who are 77 years or over. When it first came out in 2004, the DMPS was welcomed by mesothelioma sufferers as a method of filling an unpaid gap. Four years later, it's time to inquire if it has done enough to help patients diagnosed with asbestos-related cancers to receive the compensation they are entitled to. This is particularly relevant to other asbestos-related illnesses such as lung cancer. The victims of these illnesses who know the location of their asbestos exposure but whose employer has ceased to exist and whose insurance companies can't be located and are unable to file a civil compensation case. This is not fair and something has to be done to change this. I recently counseled a woman who developed mesothelioma. I knew where she was exposed to asbestos at British Uralite in Higham, Kent. She remembers her father working for the company, and he coming home in dusty work clothes. She was eligible for a DMPS payment of PS18,675. She does not have any further settlement from her estate. Personal Independence Payment (PIP), You could be eligible for PIP payments if you have mesothelioma, or another asbestos-related disease. This scheme is designed to assist with the additional costs of living with a chronic illness or disability. It also assists those who need daily care to live a life of their own. It is a no-cost benefit that is offered to those who are or over. The amount you receive is determined by your assessment which is based on the severity of your condition as well as your needs. You can get more information about PIP and how to apply via the DWP website. If you're not sure what to fill out on your form, you can seek help from an area Citizens Advice group or an MS benefits adviser. The first step in submitting for PIP is to send your application to DWP along with your medical certificate and two proofs of identity (a passport, UK driving licence, council tax bill or housing association tenancy agreement). You will be asked to attend a PIP Assessment. This can be at your home or in a centre and may last up to an hour. You may want to bring a family member or friend to provide moral support. Also, it is recommended to bring your PIP claim and medical proof along with the DWP questionnaire “How your disability impacts your life”. In the PIP assessment, a non-biased health professional will ask you questions regarding how your health conditions affect you and how much care and assistance you need to accomplish certain tasks. You will be required to take two tests that will focus on your daily living and the other on mobility – and you will earn points for each of the activities. You will be awarded a total four or more points in order to qualify for PIP. If you're not satisfied with the decision of your PIP assessment You can request an automatic reconsideration by sending a letter to the DWP. This is the first step you should do before you can appeal. However, it is essential to seek out advice prior to deciding whether you want to challenge your PIP assessment decision, as the outcome could be difficult to predict.